The Handbook of Modern Carders
The myth of the fraud scoreI frequently hear people say things like, "My fraud score is zero and I can't buy anything." Because their fraud score is zero, people seem to think that the site's anti-fraud algorithm will give them enough points to be authorized, but that couldn't be further from the truth.
A low fraud score is important, but it shouldn't be the main focus of your setup. As long as it is under 40, it won't be the main cause of your rejections.
YOUR HIDDEN WEAPON: CUSTOMER SUPPORT
Completing the transaction is the aim of every website you are trying to card on. Sometimes they will give you a free pass to make a purchase on the website if you simply email them to let them know that your transaction keeps getting rejected for no apparent reason since they are so anxious to close the deal.
As long as it's not ridiculously far from your original location, support can also reroute your delivery address. This is a fantastic fit for our next segment.
A DELIVERY ADDRESS IS ESSENTIAL.
Unoccupied homes are documented by local mail carriers. A database of unoccupied addresses maintained by the U.S. Postal Service (USPS) receives this information. This is checked by several anti-fraud systems, and the package will be REFUSED if your address is reported as unoccupied. Make sure your delivery address isn't marked as uninhabited. Asking your local post office over the phone will help you confirm this.
THE BILLING ADDRESS PROBLEM
Your billing address and delivery address must match if you want an order above $500 to be processed. If not? An email asking papers is sent after the order is either immediately refused or held. Packages can be redirected with relative ease, as stated in the customer assistance section. Like everything in fraud, it's a matter of trial and error, but some locations forbid it. As long as the delivery address isn't indicated as empty, you can occasionally utilize alternative addresses for orders under $500.
ENROLLS' POWER
Although they are not commonly mentioned, enrolls have been used, sold, and discussed for a while. Additionally, they are the strongest cards available right now.
What exactly is an enroll?
An enroll is a card that gives you online access to the card. Features include:
1. Removal of travel blocks
2. Ability to view available credit limit
3. Change of billing address (sometimes it is necessary to present false documents, depending on the bank)
4. Removal of card block
5. Sometimes, full access to the phone number, allowing the receipt of OTP codes, although these are expensive and almost always come from self-registered credit cards.
6. Guaranteed Validity
Assume you purchase a prepaid card with a $5,000 balance. You remove the travel hold and update the billing address to your shipment address. Before you get too enthusiastic, make sure everything is in order by reading what's below.
1. Do you have new email addresses? If so, this is a warning sign right away. Regardless of the quality of your proxy or the brand-newness of your cards, if you open Outlook and start a new email five minutes before attempting to make the purchase, you're shooting yourself in the foot.
2. Are your browser cookies and fingerprints compromised?
3. Are you using a VoIP number as your phone number during checkout?
4. Are you using your anti-detection software tools to correctly spoof the cardholder's user-agent? I know not all cards come with user-agent information, but it's well worth getting it.
5. Are you "warming up" the website? I know many of you want to submit your card information immediately. Patience is crucial in this situation. Proceed to the relevant website after confirming that your card is active. Examine your surroundings, load up your wagon, then leave. Three hours later, repeat the procedure with the same browser profile and network. Do it again the next day when you intend to use the card. After 30 minutes, finish the transaction. The more times you visit the website and gather cookies, together with a constant IP address and user-agent, the more the website believes you are the cardholder.
HOW TO USE THE CARDHOLDER'S PHONE NUMBER TO YOUR ADVANTAGE
For many beginners, getting a number to enter during checkout seems like a hassle. VoIP for this, SMS verification for that, when the answer is right there in the credit card details they purchased. ALWAYS use the cardholder's phone number during checkout. It's just another thing that makes you appear to be the cardholder in the eyes of the website.
This information mostly relates to websites that have a system. anti-fraud procedures at the intermediate level. Since AI-powered anti-fraud is a complicated topic in and of itself, I won't even go into detail about it. In the future, I might write a post on it.
I hope you find this material useful. Keep in mind that there are always opportunities to make money and find loopholes.
Good luck!
The myth of the fraud scoreI frequently hear people say things like, "My fraud score is zero and I can't buy anything." Because their fraud score is zero, people seem to think that the site's anti-fraud algorithm will give them enough points to be authorized, but that couldn't be further from the truth.
A low fraud score is important, but it shouldn't be the main focus of your setup. As long as it is under 40, it won't be the main cause of your rejections.
YOUR HIDDEN WEAPON: CUSTOMER SUPPORT
Completing the transaction is the aim of every website you are trying to card on. Sometimes they will give you a free pass to make a purchase on the website if you simply email them to let them know that your transaction keeps getting rejected for no apparent reason since they are so anxious to close the deal.
As long as it's not ridiculously far from your original location, support can also reroute your delivery address. This is a fantastic fit for our next segment.
A DELIVERY ADDRESS IS ESSENTIAL.
Unoccupied homes are documented by local mail carriers. A database of unoccupied addresses maintained by the U.S. Postal Service (USPS) receives this information. This is checked by several anti-fraud systems, and the package will be REFUSED if your address is reported as unoccupied. Make sure your delivery address isn't marked as uninhabited. Asking your local post office over the phone will help you confirm this.
THE BILLING ADDRESS PROBLEM
Your billing address and delivery address must match if you want an order above $500 to be processed. If not? An email asking papers is sent after the order is either immediately refused or held. Packages can be redirected with relative ease, as stated in the customer assistance section. Like everything in fraud, it's a matter of trial and error, but some locations forbid it. As long as the delivery address isn't indicated as empty, you can occasionally utilize alternative addresses for orders under $500.
ENROLLS' POWER
Although they are not commonly mentioned, enrolls have been used, sold, and discussed for a while. Additionally, they are the strongest cards available right now.
What exactly is an enroll?
An enroll is a card that gives you online access to the card. Features include:
1. Removal of travel blocks
2. Ability to view available credit limit
3. Change of billing address (sometimes it is necessary to present false documents, depending on the bank)
4. Removal of card block
5. Sometimes, full access to the phone number, allowing the receipt of OTP codes, although these are expensive and almost always come from self-registered credit cards.
6. Guaranteed Validity
Assume you purchase a prepaid card with a $5,000 balance. You remove the travel hold and update the billing address to your shipment address. Before you get too enthusiastic, make sure everything is in order by reading what's below.
1. Do you have new email addresses? If so, this is a warning sign right away. Regardless of the quality of your proxy or the brand-newness of your cards, if you open Outlook and start a new email five minutes before attempting to make the purchase, you're shooting yourself in the foot.
2. Are your browser cookies and fingerprints compromised?
3. Are you using a VoIP number as your phone number during checkout?
4. Are you using your anti-detection software tools to correctly spoof the cardholder's user-agent? I know not all cards come with user-agent information, but it's well worth getting it.
5. Are you "warming up" the website? I know many of you want to submit your card information immediately. Patience is crucial in this situation. Proceed to the relevant website after confirming that your card is active. Examine your surroundings, load up your wagon, then leave. Three hours later, repeat the procedure with the same browser profile and network. Do it again the next day when you intend to use the card. After 30 minutes, finish the transaction. The more times you visit the website and gather cookies, together with a constant IP address and user-agent, the more the website believes you are the cardholder.
HOW TO USE THE CARDHOLDER'S PHONE NUMBER TO YOUR ADVANTAGE
For many beginners, getting a number to enter during checkout seems like a hassle. VoIP for this, SMS verification for that, when the answer is right there in the credit card details they purchased. ALWAYS use the cardholder's phone number during checkout. It's just another thing that makes you appear to be the cardholder in the eyes of the website.
This information mostly relates to websites that have a system. anti-fraud procedures at the intermediate level. Since AI-powered anti-fraud is a complicated topic in and of itself, I won't even go into detail about it. In the future, I might write a post on it.
I hope you find this material useful. Keep in mind that there are always opportunities to make money and find loopholes.
Good luck!